Are you becoming a new homeowner this Spring? If yes, you will need homeowners insurance to protect your investment. You also need to properly maintenance your home to help reduce the risk of loss as a homeowner. Read this article to learn some spring seasonal tips on how to protect your home when you are there and when you are not there.
Spring Homeowner Maintenance
If you are purchasing and moving into your home during the spring, there are specific things you will need to act on to make sure your home is being properly maintenance.
One thing you should do when you first move into your new home is inspect your smoke detectors. There should be one smoke detector on every floor of the home. These smoke detectors should be tested monthly and the batteries should be annually changed.
Next, make sure all your light bulbs are the recommended wattage by the manufacturer. Safety should always be a top priority.
The best bulbs to use now are fluorescent bulbs rather than high-intensity bulbs because they produce less heat.
While you are checking your light fixtures, check your electrical outlets. They can become fire hazards if wires are frayed or plugs are loose fittings. A good way to protect your home from fire hazards is to have accessible a multi-purpose fire extinguisher. Teach all home occupants how to use this fire extinguisher.
Also you should repair cracked, broken or uneven driveways and walkways to make sure your exterior surfaces are leveled.
For the most reliable home protection, you need to purchase homeowners insurance from Kennedy Insurance Agency.
For many of us, our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you. If your home were damaged or destroyed, insurance can help you repair or rebuild your home and replace damaged possessions.
The main purpose of insurance is to protect you against losses you cannot afford. Few people have the financial resources to rebuild their homes. In addition to protecting your home and possessions, homeowners insurance also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages.
A homeowners insurance policy consists of coverage for your dwelling and your personal property. It also includes liability insurance which pays for injuries to other people or damages to their property accidentally caused by you, your family or your pets. You also can buy several types of additional insurance for property that is not listed in your homeowners policy or for perils not covered – such as flood – for which you need a separate policy. You do this by either buying a separate policy or by adding an endorsement or rider to your policy.
Read our Tips For Keeping Your Rates Low.
If you have any questions or need professional services, contact the Kennedy Insurance Agency by calling 410-355-1010 or click here today!
Kennedy Insurance has provided Insurance solutions to individuals, families, and businesses for more than 25 years. No matter what type of Insurance you need, we have the knowledge, experience, and markets you can trust. Our Personal and Commercial lines departments can satisfy a broad spectrum of Insurance needs. With a large number of companies to choose from, we shop the markets so that you do not.
